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People are always looking to succeed no matter the time involved doing it and this is the case of this young woman, as she has great accomplishments and is honest, enterprising and hardworking committed to the goals that she has set to accomplish.

She lives in a family unit which is her main source of inspiration. For some time she has had a small grocery store in her home and thanks to the quality, the good prices and the service people prefer her and they have a dependable source for their purchases. She has been in the business a short time but she wants to continue fostering it. She wants to buy more supplies so she can increase the production and thus the sales, but she does not have enough capital to do it and this is why she is asking for a loan to permit her to buy corn, beans, pork rinds, cheese, vegetables and more.

She has a good credit history and has the satisfaction of knowing that she has never hurt anyone and is always responsible, and is thankful for the help she has been given and at the same time she has confidence in the hope that soon she will be able to offer a better life to her family.
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Siempre las personas buscan superarse no importa el momento en que lo hagan y un caso de esos es el de esta joven mujer, ya que ella tiene grandes habilidades es honesta, emprendedora y muy trabajadora comprometida con las metas que se ha propuesto a cumplir. Vive con su grupo familiar el cual es su principal fuente de inspiración. Desde hace un tiempo tiene una pequeña pupusería en su lugar de residencia y gracias a la calidad, los buenos precios y el servicio las personas la prefieren y la tienen como una opción confiable para sus compras, tiene poco tiempo con el negocio pero desea seguir impulsándolo, quiere comprar mayor cantidad de materiales pues asi aumentara la producción y por lo tanto las ventas, pero no posee el capital suficiente para hacerlo, es por eso que solicita un credito que le permita comprar maíz, frijol, chicharrón, queso, verduras entre otros. El cliente posee un buen récord crediticio y cuenta con la satisfacción de que nunca le ha quedado mal a nadie ya que es muy responsable, agradece desde ya el apoyo que le brinden y al mismo tiempo confía en la esperanza de que pronto podrá ofrecerle una vida mejor a su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy corn, pork rinds, cheese and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 13, 2013
Currency Exchange Loss:
Jan 25, 2014