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This is a man with success and failures but with the idea of improving his life and that of his family. He resides in a humble home together with his nuclear family in an area of high violence of the country. Day to day he has to fight so that he is not brought down or effected by the environment. Improving himself is the goal so that he can obtain a better future.

He recently works in the farming of corn and beans and he knows that with time he will gain the experience necessary to earn good profit. There are already people that search for him for the quality of his product and for the excellent service. Currently he wishes to increase his production even further and for this reason that he decided to humbly apply for credit to purchase corn seeds, beans, fertilizer, and manure.

He is sure that with the help that he receives that he will be able to provide a better future for his family. He also has faith in God that he will be able to quickly pay the acquired debt. He thanks you in advance for the support. He has the satisfaction of knowing that he always accomplishes what comes before him.
View original language description ↓
Hombre con éxitos y fracasos pero con la idea de mejorar su vida y la de su familia. El reside en un humilde hogar junto a su grupo familiar, en una zona con alta violencia social del país, día a día debe lidiar con ella para no verse arrastrado y afectado por entorno; superarse es la razón de que él se esmere para ganarse un futuro mejor. Se dedica al cultivo de maíz y frijol desde hace poco y sabe que con el tiempo obtendrá la experiencia necesaria para obtener buenas ganancias ya hay hecho de personas que lo buscan por la calidad de su producto y por el excelente servicio. Actualmente el tiene el deseo de impulsar aun mas su producción y es por eso que humildemente se acerco a solicitar un crédito para comprar semilla de maíz, frijol, fertilizante, abono, etc. Esta seguro que con la ayuda recibida podrá brindarle un mejor futuro a su familia y también confía en Dios que pronto saldara la deuda adquirida. Agradece de ante mano el apoyo, cuenta con la satisfacción de que es muy capaz de realizar todo aquello que se proponga.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 564
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped this borrower to purchase corn seeds, beans, fertilizers, and manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 16, 2013
Feb 13, 2013
Currency Exchange Loss:
Feb 21, 2014