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Jilma Guillermina
Jilma Guillermina, 51, is married and has two adult children that go to the university. She is originally from León, which is located in the western region of the country. Jilma is a hardworking and responsible woman, something she has proved by paying the previous loans in time. Unfortunately, she could not study when she was young due to the lack of resources and she had to work instead.

Thanks to her abilities, her entrepreneurial mindset and will to progress, she opened a “pulpería” in her house. A “pulpería” is a small store where one can find supplies in small quantities, such as coffee bags, shampoo sachets, match boxes, milk, bread, cottage cheese and other types of cheese, cream, juices and beverages. Jilma works twelve hours per day.

With the loan, Jilma plans to invest in working capital and stock her business of buying and selling supplies. Jilma Guillermina appreciates the help that Kiva lenders give people with few resources from poor countries like Nicaragua, which allows them to have a decent job.
View original language description ↓

Jilma Guillermina de 51 años de edad, casada con dos hijos, mayores de edad, los cuales estudian en la universidad. Es originaria de León, lugar que está ubicado en la zona de occidente del país. Jilma se caracteriza por ser una mujer trabajadora, responsable, el cual ha demostrado en sus créditos anteriores en los pagos en tiempo y forma. Lamentablemente no pudo estudiar en su juventud por falta de recursos económicos, y ha tenido que trabajar desde muy joven.
Gracias a su capacidad e emprendimiento y sus ganas de salir adelante tiene por actividad económica una pulpería ubicada en su casa de habitación,. Una pulpería es una pequeña tienda que vende productos comestibles en cantidades pequeñas como sobre de café, sobre de shampo, caja de fosforo, leche, pan, cuajada, queso, crema, jugos, gaseosas. La rutina diaria de Jilma es trabajar unas 12 horas diaria ofreciendo sus productos .El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de mercadería. Jilma Guillermina agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jilma Guillermina to invest in working capital and buy supplies such as coffee bags, shampoo sachets, milk, bread, cheese and beverages for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 9, 2013
Currency Exchange Loss:
Feb 17, 2014