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Arlette Roberta
Dona Arlette, born in the city of Flores, Mayasa, is married and has been in sales for four years. She is 39 years old, and she has a three person family with her spouse and their son.

She has a small area in the city's principal market, where she sells clothing for children, mosquito nets, and mattress covers, among other things. She sells to visitors of the market and she buys her products in the eastern market, a city to which she has to travel two times per month.

She also counts on the support of her spouse, since he has a small store selling disks, and between the two of them they have been able to get ahead, both for their home and their son that is in school.

She is asking for a loan in order to invest in school clothes since sales improve in this season because of the beginning of the school year, and this way she will be able to count on a variety of product offerings, which will allow her to grow her business and give better benefits to her family.
View original language description ↓
Doña Arlette, nació en la cuidad de la Flores, Masaya, casada, comerciante desde hace 4 años, tiene la edad de 39 años, su núcleo familiar es de 3 personas, su esposo y un niño.

La señora posee un pequeño tramo en el mercado municipal de la cuidad, donde comercializa ropa para niños, mosquiteros cubre colchones entre otros, Sus ventas las realiza a los visitantes del mercado y su compras las efectúa en la capital en el mercado oriental, cuidad a la que tiene que viajar dos veces al mes.

Ella también cuenta con el apoyo de su esposo ya que el posee un pequeño negocio de venta de Disco, entre los dos han sacado adelante su hogar y su hijo que esta en formación escolar.

Esta solicitando un financiamiento para invertir en ropa escolar ya que en esta temporada se mejoran las ventas por el inicio del año escolar y así poder contar con variedad en sus productos ofertados, manifiesta que esta ayuda le permitirá crecer mas en su negocio y le dará mayores beneficios para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Arlette Roberta to buy school shirts, pants, sports outfits, underwear, and socks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 9, 2013
Currency Exchange Loss:
Mar 17, 2014