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Sumac Wata Group
In this Group: Senovia, Marina, Sonia Cayetana, Angelica, Maribel, Victoriana Feliciana, Juan*, Miriam
* not pictured

Update on Sumac Wata Group

Mrs. Victoriana is a member of communal bank "Sumac Wata", located in the district of Wanchaq, Cusco province, Cusco department.

Mrs. Victoriana is 48 years old, separated and has three children. Besides her daily activities, she also sells children’s clothes such as sweaters, coats and shirts, and has been doing it for several years now. She does very well, thanks to her determination. She is a very responsible and determined person, which has helped her to get ahead in life with her family.

Mrs. Victoriana requests a loan to buy sweaters and coats for her business.

The other members sell fruits, beauty products, food or work in private institutions. Those members shown in the attached picture could not come to the meeting in time because of their jobs.

Mrs. Victoriana thanks all those involved in her dream through this system and promises to pay the installments in time.
View original language description ↓
La socia pertenece al banco comunal SUMAC WATA; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.

La socia es la Sra. Victoriana tiene 48 años es separada y tiene 03 hijos; La socia alterna sus actividades diarias con su negocio de venta de ropa para niños como chompas,casacas,polos entre otros, la socia cuenta con un stand donde vende su mercadería a sus clientes que le solicitan ,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio ,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de chompas y casacas para su negocio.

Los otros socios se dedican al negocio de venta de fruta, venta de productos de belleza,venta de comida y trabajadores de institucion privada.

Las socias que salen en la foto adjunta pidieron permiso para llegar tarde a la reunión por motivos de trabajo.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

Introducing Sonia, a member of Sumac Wata, a Communal Bank located in Wanchaq, a district in the province and department of Cusco. Sonia is 49 years old, she is married and she has 2 children. She alternates her daily chores with her retailing activity, selling beauty products such as colognes... More from Sumac Wata Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sumac Wata Group's $5,625 loan helped a member to buy sweaters and coats for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Mar 1, 2013
Currency Exchange Loss:
Jun 17, 2013