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Emil was born and lives in the village of Ujanis in the Syunik province of Armenia. He is not married and lives with his father.

He has been involved in agriculture and animal husbandry since his youth. In 2009 he got his own farm in the village of Ujanis. He currently owns some cattle, chickens and pigs. His father helps him to take care of the garden where they grow fruits and vegetables. Emil also owns a parcel of land where he cultivates only grain crops.

Throughout the year, he sells meat, milk, cheese, eggs, fruits and vegetables at the wholesale markets of the Syunik province. Emil works hard of course but, as he says, having his own farm is very profitable. He takes pride in the fact that, thanks to his hard work, he is able to adequately provide for his family.

He needs a loan of 300,000 Armenian dram to get ready for the spring planting season and to buy barley seeds.
View original language description ↓
Эмиль родился и живет в селе Ужанис,Сюникской области.Он не женат и проживает вместе с отцом.
С ранних лет Эмиль занимается сельким хозяйством и скотоводством.С 2009 года он имеет собственную ферму в селе Ужанис . У него на ферме есть крупный рогатый скот, куры у свинья. А его отец помогает ему справлятся с огородом , где выращивают овощи и фрукты. У Эмиля еще есть земельный участок, где сеет только зерновые культуры.
Круглый год Эмиль реализует в оптовых рынках Сюникской области мясо, молоко,сыр,яйца, овощи и фрукты. Труд конечно тяжелый но как Эмиль говорит ; иметь собственную ферму очень прибыльно. Он гордится тем что со своим тяжелым трудом может достойно содержать семью.
Эмилю нужен кредит на сумму 300,000 Армянских драм для организации весенних посевных робот и для покупки семян ячменя.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 406.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Emil to organize spring planting and buy barley seeds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 8, 2013
Currency Exchange Loss:
Aug 17, 2013