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Miguel Jose
The young man Miguel has worked for a public institution for more than a year as a professor of adult education.

He asks for a loan for home improvements, or expanding his room with the purchase of zinc, metal roof support beams and other construction materials. He wants to have a more secure and dignified roof.
View original language description ↓
El joven Miguel trabaja para una institución pública desde hace más de un años como profesor de educación de adulto

solicita un crédito para mejoras de su vivienda o ampliación de cuarto con compra de zinc, perlines y otros materiales de construcción.

desea tener un techo mas seguro y digno.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Miguel Jose to improve his home (to improve his room).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 9, 2013
Currency Exchange Loss:
Dec 21, 2013