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Grace is a single mother of five children, three of whom go to school. She doesn’t take care of any additional family members.

Grace has a business of selling charcoal and has been in this business for ten years, selling to all categories of people on retail. She has applied for a loan of 2,000,000 Ugandan shillings from MCDT SACCO to buy more bags of charcoal. She also generates additional income by selling green bananas.

Grace works seven days a week, works from her home, and sells on a retail basis only. Her major business challenges include thieves and seasonality. She is aspiring to become a wholesaler and also to build her own house. She resides in a rented house and her family has access to electricity, but not piped water. Her monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,655.0
    Uganda Shillings (UGX) = $1 USD