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Ms. Naziran is a 47-year-old married woman. She has been successfully running a small general store in her community for the last ten years. She offers various goods for daily use. She has good communication skills and counts on a good client list.

Her husband is employed in a small factory and earns insufficient income to support his family alone. She is a mother of two children and is motivated to provide for her family. As she wants to grow her business, she requested a loan of Rs 35,000 to buy stocks of rice and flour along with packs of beverages from the market at lower rates. She then would be able to meet with the increasing demand consistently. She has been in association with Kashf for four years and has shown excellent repayment behavior. She wishes to utilize part of her revenues to deal with personal expenses and to increase business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Naziran to buy stocks of rice and flour and packs of beverages from the market at lower rates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 9, 2013
Currency Exchange Loss:
Jan 17, 2014