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Biranchi is a 36-year-old differently-able lady living with her sister-in-law and her sister-in-law's three children. Her parents and her brother passed away a few years back. Since then she is the only person taking on all the responsibilities of her family. She is engaged in the activity of sewing dresses for her customers who place orders for her. She earns 3,000 Indian rupees (INR) per month from this activity, which is not sufficient for her family. She is not able to send her nephew and niece to school because of lack of financial support. She runs her tailoring shop in a rented room which is in the market.

Biranchi has a plan to expand her business by building her own shop and purchasing a new sewing machine so that she can earn more and her sister-in-law can also assist her in this activity. Biranchi wants to send her children to school and to improve her family's financial condition.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 94
    View loans »
    India Loans Fundraising
  • $6,138,650
    Funds lent in using Kiva
  • 53.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Biranchi to pay for purchasing a new sewing machine and building her own tailoring shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Feb 1, 2013
Feb 9, 2013
Currency Exchange Loss: