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S Sudarsan
S. Sudarsan is a physically challenged person, age 33. He lives with his wife and his only child, who is in school. He manages a betel-cum-variety shop in his village. He sells betel; packaged foods, like biscuits, cake, etc.; soap of different brands; detergent; shampoo; talc powder; face wash; body lotion; etc. Because there is only one variety shop in his village, all the villagers depend on his shop for their daily necessities, but he is not able to fulfill all his customers' demands.

S. Sudarsan requested a loan of 20,000 INR to purchase more stock of what he sells now and a few more new products like cooking oil, lentils, noodles, etc. He hopes to make his family happy and to provide a better education for his child by sending him to a good school.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 88
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 53.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped S Sudarsan to purchase betel, biscuits, oil, lentils, noodles, talcum powder, detergents, etc., for his variety store.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2013
Feb 9, 2013
Currency Exchange Loss: