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Josphat is a twenty three year old farmer in Ndaragwa county in Kenya where he lives and has been practicing mixed farming for the past ten years producing vegetables,horticultural products and milk which he sells at the local market in his area.

He is requesting a 60,000 KES loan from Juhudi Kilimo which he will use to purchase a water pump and pipes for irrigation that will help him water his crops. This will provide him with more produce and thus more income to help uplift his standard of living. He will also use some of the money to support his family. He hopes to be able to produce french beans and vegetables in large scale in the next five years.

Drought and middle men are the major challenges in farming.

Josphat is very thankful to Juhudi Kilimo for providing him with the loan.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 481
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 87.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Josphat to purchase a water pump and water pipes.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 9, 2013
Currency Exchange Loss:
Apr 16, 2014