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Esmeralda, 38 years old, is married to a maintenance crew worker for a telephone company. They are currently residing at the village of Napaccu Grande.

She has owned and operated a retail store for almost 15 years; she was earning a net income amounting to PHP 5,000, but, unfortunately her store was temporarily closed due to lack of financial assistance.

She would like to access a loan of PHP 15,000 to purchase biscuits, canned goods, noodles, curls, sugars, coffee, and beverages to sell again. She's hoping that her requested loan will be granted so that her store will become more profitable.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 343
    View loans »
    Philippines Loans Fundraising
  • $65,952,275
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Esmeralda to purchase biscuits, canned goods, noodles, curls, sugars, coffee, and beverages to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 9, 2013
Currency Exchange Loss:
Sep 26, 2013