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Laxmipriya is a 41-year-old widow living with her son and a daughter, who are both in school. After her husband's death she started this business to manage her family's expenses. She earns 5,000 Indian Rupees (INR) per month from this activity, but this is not enough to pay her children's school fees and the family's other expenses.

She owns and manages a ladies novelty corner in her house where she sells cosmetics, hair oil, shampoo, body talc, body deodorant, bangles and other fashion accessories. She wants to enhance her business by adding more stock of what she sells. She says that doing so will improve her earning and her family's status.

She has requested a loan of 20,000 INR for purchasing the above items for her ladies novelty corner.

She has dream to educate her children and save some money to make her future secure.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 95
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 53.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Laxmipriya to buy cosmetics, hair oil, shampoo, body talc, body deodorant, bangles and other fashion accessories for her ladies novelty corner.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Feb 4, 2013
Feb 9, 2013
Currency Exchange Loss: