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Puspashree is a 35-year-old differently-able lady who lives with her in-laws and husband. She has a small grocery shop in her house where she sells lentils, rice, edible oil, spices, salt and biscuits. She earns 2,000 INR per month from her shop which is not enough for a family of three. She is the only one to support her family.

She has requested a loan amount of 40,000 INR for purchasing more stock of rice, lentils, oil, spices, etc. and adding new productd to her shop like cosmetics, hair oil, shampoo sachets, and detergents to meet her customers’ demand and make them highly satisfied. She hopes to build a separate shop outside her house and take good care of her parents.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 1
    View loans »
    India Loans Fundraising
  • $6,678,500
    Funds lent in using Kiva
  • 53.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Puspashree to pay for purchasing rice, lentils, oil, spices, cosmetics, hair oil, shampoo sachets, and detergents etc. for her variety store.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2013
Feb 9, 2013
Currency Exchange Loss: