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Thoy's Group
In this Group: Thoy, Sophorn, Phy
The mother of nine children residing in the Kror Kor district of Pursat Province, Thoy is 44 years old and makes a living by growing rice and grocery selling. She has 20 years of experiences in this business, and she is able to earn up to 26,300 KHR per day.

Thoy is in the fifth loan cycle with VisionFund (Kiva’s partner). She has managed her past loan wisely, and it has gradually relieved her family burden.

Now, she is a group of three to apply for a new loan. The total loan amount of her group loan is 3,100,000 KHR. Thoy's portion is 1,000,000 KHR; she will spend it on potash (fertilizer) for her rice. She hopes this purchase will boost her crop productivity in a good manner, and double her yield.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • 3,983.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thoy's Group's $800 loan helped a member to buy potash (fertilizer) for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 19, 2014