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Pov is 49 years old. She is widowed and resides with four children in Takeo Province, Cambodia. She has been cultivating rice and fattening up animals for more than 10 years, earning approximately $2 daily. Two of her children are employed in a garment factory. They earn about $6 each day. In order to improve her family’s finances, Pov requests a loan of $750 to purchase a cow to breed and produce a calf to sell. By doing so, she would earn more income for the family. In the future, she would like to expand the business and help her children earn bachelor’s degrees. Moreover, she hopes to rebuild her house to make it much stronger and more comfortable for the family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,452,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Pov to purchase a cow to breed and produce a calf to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 8, 2013
Currency Exchange Loss:
Jul 23, 2013