The loan that they will take out will benefit these small business owners, including Rosenda. She says that this is the first time that she has worked with Pro Mujer, and joined the association upon being invited to do so by a Pro Mujer representative who went to visit her in her home. She currently has a business knitting sweaters. She relies on this work, and learned her trade in a workshop run by her cousin, where she used to work.
The loan she will take out now is to increase her capital (to buy wool). She will acquire this wool from distribution companies, and will then sell the clothing she makes in the cities of Potosí, Cochabamba and Oruro. This way of working allows her to generate the resources she needs to provide for her household as best as possible, as she is married and has three children.
When asked what she likes about Pro Mujer, Rosenda said that she likes the health and savings areas.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosenda es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido de chompas; cuenta que este negocio lo aprendió en el taller de su prima donde anteriormente trabajaba.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las empresas distribuidoras y posteriormente a la elaboración lo comercializará en las ciudades de Potosí, Cochabamba y Oruro. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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