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Yuni is an artisan from Bali who specializes in batik art on silk. She would like to invest in the purchase of larger amounts of silk for her shawls and scarves.

Yuni has been selling through NOVICA since 2006. This is her story:

"I learned the art of batik from my mother when I was very young. She has been making batik at home in Java for over 23 years, while waiting each day for my father to come home from the sea. We still design together, especially the floral and bird motifs that are typical in Pekalongan batik. My husband Rieckey also helps me a lot, but as a local Balinese woman, I'm very proud of the fact that I can have the career that I love and be able to provide for myself and my family.

"It means a lot to us that you support us through this microcredit. It will help us to keep on crafting your favorite shawls and scarves, as well as to try out new designs."

Use the link below to view Yuni's silk batik items on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 134
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Yuni to invest in the purchase of larger amounts of silk for her shawls and scarves.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Mar 14, 2013
Feb 8, 2013
Currency Exchange Loss:
Jul 20, 2013