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Made is a Balinese artisan who specializes in handcrafted sterling silver and gemstone jewelry. He would like to stock up on the silver he uses to craft his jewelry.

Made has been selling through NOVICA since 2009. This is his story:

"I recall how I learned the silversmith art from a family member. He taught me after school and at that time, the tools we used were still very traditional. I first learned to hammer silver by hand and sometimes I'd miss and hit my hand! When I was learning to place tiny silver granules, I'd fall asleep. But I was eventually able to craft earrings by myself. Then I learned to design my own items, and my dream is to see my jewelry worn by people around the world."

"I want to say thanks to all of you who help to fund this loan. I need it to buy silver so I can replenish the jewelry as it sells and develop a few new designs. Thank you for your support. I hope this will help me to grow little by little."

Use the link below to view Made's sterling silver jewelry on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 113
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Made to stock up on the silver he uses to craft his jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 14, 2013
Feb 8, 2013
Currency Exchange Loss:
Oct 17, 2013