The loan that the group is taking out will benefit the small businesswomen who are members of the same communal bank as Miriam. She says she joined Pro Mujer six months ago after someone from the institution visited her at home offered her an invitation. She currently has a milk business, and says she learned this trade from her mother-in-law after she married.
The loan she is taking out is to increase her capital to purchase a dairy cow which she will buy in the neighbouring communities. Then the capital will go to raising the animal and then selling milk from her fixed post. This type of work allows Miriam to earn the money to maintain her household as best as possible. She is married and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the health education and education on the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Miriam es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de comercio de leche; da a conocer que este negocio lo aprendió de su suegra, después de su matrimonio.
El crédito que ahora sacará es para el aumento de capital (compra de una vaca lechera) que adquirirá de las comunidades aledañas y posteriormente a la crianza lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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