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Noemi, aged 30, is a hardworking woman. She has lived with her daughter Marisela in her parents' house since she was born.

A few years ago, she opened a food store in a space in the house that she converted for this purpose. Her products sold well, and she earned a lot. However, she received a financial offer from a hospital, and so she started to work there every day. She earns a good wage, which allows her to support her daughter. During this work, she rented out her food shop with the hope of being able to return to work there and increase her earnings.

Now, she wants to make home improvements, thereby giving her daughter a good quality of life. She already has her own bedroom, according to Noemi. She belongs to the “Niño Jesús” (Baby Jesus) community bank, and this is her first loan with MFP. She is grateful for the opportunity to move forwards, and promises to make her repayments in time. She also likes belonging to her bank, where everyone is united.

Noemi will invest the money in remodeling her daughter's room, for which she will buy building materials.
View original language description ↓
Noemi, de 30 años es una mujer trabajadora. Vive en compañía de su hija Marisela, en la casa de su padre desde que nació. Hace algunos años abrió una tienda de comestibles en un espacio que acondicionó en su casa, ahí vendía bien y tenía muchas ganancias. Pero tuvo una propuesta económica de un hospital, por lo que empezó a trabajar ahí todos los días. Recibe un buen sueldo, con el que puede mantener a su hija, mientras que dure su trabajo, ella alquiló su tienda de comestibles con la esperanza de volver a tener su trabajo y así mejorar sus ingresos. Ahora desea mejorar su casa y así brindarle una buena calidad de vida a su hija, quien ya tendrá su propio cuarto, según menciona Noemi. Ella pertenece al banco comunal “niño Jesús” y este es el primer crédito con MFP. Agradece la oportunidad de progreso, prometiendo ser puntual con el pago de sus cuotas. Además gusta de pertenecer a su asociación, donde todos son unidos y solidarios.
Noemí, invertirá el dinero en la remodelación de la habitacion de su hija, para ello comprará materiales de construcción.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD