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Jitahidi Msakuzi Group
In this Group: Esta, Disela, Mary, Bupe*, Subira, Mercy, Happynes, Neema, Elizabeth, Kibudia, Vailet, Ephraim, Riziki, Martha, Blandina
* not pictured
Esta is in her mid-30’s and married with one child, who is currently in school. She has been running two businesses for the past year (charcoal, fruits and vegetables). She works from 8 AM to 8 PM daily and is able to make a fair monthly profit.

This will be Esta's 3rd loan from Tujijenge Tanzania. She used the previous loans to buy items (sacks of charcoal, fruits, vegetables), to pay school fees, and to cover household expenses. She has repaid all of her loans successfully. She will use this loan to buy more sacks of charcoal, fruits, and vegetables to sell. She dreams of becoming an international businesswoman.

Esta will share this loan with her loan group "Jitahidi Msakuzi". Each of the group’s 15 members will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,075,375
    Funds lent in using Kiva
  • 1,615.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jitahidi Msakuzi Group's $5,150 loan helped a member to buy more sacks of charcoal, fruits, and vegetables to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Feb 8, 2013
Currency Exchange Loss:
Aug 17, 2013