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Mary is married, with three children. Two of her children go to school. She has a drug clinic and has been in this business for ten years.

She has applied for a loan of UGX 2,000,000/= (Uganda shillings) from Micro Credit for Development and Transformation SACCO (MCDT SACCO) to buy more boxes of syrups and tablets.

Mary works in a shop that she rents. She sells on a retail basis, seven days out of every week. She doesn’t have any other income-generating activity. Her major business challenges include seasonality, taxes, and defaulters.

She is aspiring to own a fully-stocked clinic and also build a rental house which will house the clinic. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses include school fees and rent for her business premises.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,607,300
    Funds lent in using Kiva
  • 2,659.9
    Uganda Shillings (UGX) = $1 USD