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Sadashib is a 37-year-old physically challenged person. He lives with his parents, wife and a child who is schooling.

Sadashib owns and manages a small grocery store in his village. He sells food items like rice, lentils, pickles, salt, onions, potatoes, spices, etc. He has to travel every three days to the nearest market in Nayagarh to get more stock.

He wants to reinvest in his grocery store, so that he can stock up more inventory at his shop to meet the demand of the local people and reduce his transportation and buying costs. This will increase Sadashib’s earning capacity.

Sadashib has requested a loan of 20,000 INR to purchase more items of what he is selling right now, add more variety to his product line, add more stock of goods to his grocery shop, and grow his business.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 90
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 53.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Sadashib to purchase rice, lentils, pickles, salt, onions, potatoes, spices, etc. for his grocery shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2013
Feb 8, 2013
Currency Exchange Loss: