Spartak is a 26-year-old single man who lives in a village not far from a city located in the northwest of Albania. He is taking his Masters degree in informatics part-time and in addition he has been running an internet café for three years.
“From the very beginning, I have experienced a steady clientele because it is the only such place here in the village because of the internet service costs for families. Young kids, who frequent my café, are in fact supervised. I watch them closely on what they browse and their parents rely on me for this. Now, I want to add some PlayStations to attract children. This is why I need this loan,” said Spartak.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.