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Zioymidin is a 46-year-old man living in a rural area. He is married and has three children. Zioymidin works on the collective farm as a foreman. For ten years, he has been involved in the cultivation of wheat. Aside of the wheat, he has five hectares of land with an apricot orchard.

Zioymidin is the only breadwinner for the family, and his wife is not working and does not have a higher education. In her spare time from household chores, she helps her husband to grow wheat.

Zioymidin is taking a loan to but mineral fertilizer. He is thankful to Arvand MDO Ltd. for the timely support in a difficult moment.
View original language description ↓
Зиёмидин, мужчина в возрасте 46 лет, проживает в сельской местности. Женат и имеет троих детей. Зиёмидин работает в колхозе , бригадиром. На протяжении 10 лет он занимается выращиванием пшеницы. По мимо пшеницы у него 5 Га земли с абрикосовым садом. Зиёмидин единственный кормилец в семье, супруга его нигде не работает, так как не имеет высшего образования. В свободное время от домашних дел она помогает супругу по выращиванию пшеницы. Зиёмидин, берет кредит для закупки минерального удобрения. Он благодарен ООО МДО Арванд за своевременную поддержку в тяжелую минуту.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 255
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Zioymidin to purchase mineral fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 8, 2013
Currency Exchange Loss:
Mar 17, 2014