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Update on Ruth

Ruth is 30 years old, married and has two children. She used her previous loan to buy seedlings for beans and animal feed. Her business did very well and she repaid her loan. She rears pigs and has been in business for the past twelve years. She also earns an income from the dairy cows she rears. She is very hard working. Faulu Kenya has helped her save her money for future purposes.

She hopes to increase her pigs and her dairy cows. She wants a loan of 10,428 KES to buy a microwave for home use.

Previous Loan Details

Ruth is 29 years old and single. She has been farming for six years to earn a living. She has grown her business through hard work and determination. She has also benefited from Faulu Kenya because she has been able to save her money and access business loans easily. She hopes to add more cow... More from Ruth's previous loan »

Additional Information

About Faulu Kenya

Faulu Kenya aims to empower Kenyans by providing relevant financial solutions. Faulu is a sustainable and profitable microfinance institution that offers savings and credit services to over 225,000 Kenyans. Faulu recently became the first MFI in Kenya to be licensed as a Deposit-Taking Micro-Finance Company, which will enable Faulu to better serve its clients.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 582
    View loans »
    Kenya Loans Fundraising
  • $49,852,625
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD