A loan of $700 helped to make bulk purchases of fabric and thread.

Herminia's story

Herminia lives with her life partner, her daughter and her grandchildren in their own home. She makes and sells baby clothes which are comfortable, fresh and decorated with pretty embroidery, which gives them a unique and novel style. She has worked in this business for a number of years, gaining a great deal of experience which enables her to generate higher income. She sells her goods around the area as well as from her home and has built up a large clientele; people prefer her because she always has what they need at affordable prices, her goods are always of good quality and she gives excellent service. Herminia is committed and dedicated to her work, is always striving for what she wants and never thinks of giving up until she has achieved the success she deserves. Over the last few weeks her sales have increased and she wants to take advantage of this to make a new investment which will take her a step forward with her business. However, she does not have the capital to underpin this. This is why she is applying to INTEGRAL for a loan which will enable her to make bulk purchases of fabric and thread etc. Herminia has good payment references and is very responsible. She guarantees that she will be able to repay her debt and additionally trusts that it will make her household financially secure.

Translated from Spanish by Kiva volunteer Janice Crossfield

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