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Julia, age 47, is a single mother. She lives with her two children in the Esparta Atlántida municipality. She is very enterprising. She used to make and sell dairy products. She has been selling candy, soft drinks, churros, and food for four years. She also raises and fattens chickens to sell. By doing so she gets another income.

She has requested several loans from ODEF. This current request is her fourteenth cycle, and it is for 13,000 lempiras. She will use this loan to buy soft drinks, churros, and supplies to make food to sell. Her goal is to grow the business and to get greater income for her personal well-being and that of her family.
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Julia, tiene 47 años de edad, es madre soltera, vive junto a sus dos hijos en el municipio de Esparta Atlántida. Ella es muy emprendedora anteriormente elaboraba y vendía lácteos y hace 4 años se dedica a la venta de golosinas, refrescos, churros y comidas. También tiene cría y engorde de pollos para vender de donde obtiene otros ingresos. Ella ha solicitado varios préstamos en ODEF, el actual es el catorce ciclo y es por 13,000 Lempiras, con este préstamo va comprar refrescos, churros y los insumos para elaborar la comida para la venta. Su meta es crecer el negocio y obtener mayores ganancias para bienestar personal y familiar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 75
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Julia to buy soft drinks, churros, and supplies to make food to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 7, 2013
Currency Exchange Loss:
Dec 19, 2013