Jovenes Emprendedores Group
Carmen Luz is one of the group members. She is 46, separated and has two grown children. She knits winter sweaters, scarves and hats. She started this business 6 years ago, learning from one of her friends who does it. On the weekends she sells drinks in a park near her house. Thanks to her work she has been able to help her kids so that they can continue their studies.
The loan will be invested in the purchase of drinks for the summer, since she wants to increase this business to meet her demand. Carmen Luz feels very happy about everything she has achieved, and in the future would like to stop selling on the street and have a store of her own to sell drinks. Carmen Luz is very grateful for the loan and for the Kiva investors, who make it possible for her and her group to get their loans.
In the photo she is the fourth from left, in a striped gray and pink t-shirt.
Carmen Luz es una de las socias del grupo, ella tiene 46 años, es separada con 02 hijos mayores de edad. Ella se dedica a tejer ropa de invierno chompas, chalinas y gorras. Empezó este negocio hace 06 años, lo aprendió por medio de unas amigas que se dedican a lo mismo, los fines de semana se dedica a la venta de bebidas en un parque cercano a su casa, gracias a su trabajo ha podido ayudar a sus hijos para que puedan seguir estudiando, el préstamo solicitado lo invertirá en la compra de bebidas para este verano; ya que desea incrementar este negocio por la demanda que tiene. Carmen Luz se siente muy feliz por todo lo que ha logrado y más adelante desearía dejar de vender en la calle y tener un local propio para la venta de bebidas.
Carmen Luz está muy agradecida por su préstamo a los Inversionistas de KIVA que hacen posible que ella y su grupo comunal puedan obtener sus préstamos, en la foto ella es la cuarta de la izquierda esta vestida con polo a rayas plomo con morado.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid