A loan of $775 helped to invest in working capital and to stock her business selling pastries such as cream horns, pastries, donuts, savory "suitcase"pies, raisin cake, and pizza.


Gladys Del Carmen's story

Gladys del Carmen is 40 years old. She is married and has two children, ages 13 and 21. They are in high school and college, respectively. She is originally from León, which is located in the western part of the country. Gladys is a hardworking and responsible woman, which has demonstrated by making her payments on time. Unfortunately she could not attend school due to a lack of financial resources. Her priority is to help her children get ahead in life so that they are successful adults. Thanks to her entrepreneurial spirit and her desire to get ahead she has had a business selling pastries (cream horns, pastries, donuts, savory "suitcase pies", raisin cakes) and pizza for 6 years. The business is located in her home. She works 10 hours a day offering her products and has higher demand on the weekends. The loan will be used for working capital and to stock her business so that in the near future she will be able to increase her income.
Gladys del Carmen is thankful for the assistance that the Kiva investors provide to people with scarce resources and to poor countries like Nicaragua so that they have an opportunity to obtain decent work.

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Translated from Spanish by Kiva volunteer Michele Magrino



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