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Carla Vanesa

Update on Carla Vanesa

36-year-old Carla is married with three children of 9, 17, and 18 years of age, all of whom are studying. She is originally from Paz Centro, which is located in the western part of the country. La Paz Centro is characterized by its food and drink, such as "el quesillo" (a soft fresh cheese) and "el tiste" (a drink made from tortilla, cacao beans, allspice, sugar, and water). Carla is a person who has worked hard in life. She could not study due to the lack of economic resources, which forced her to work from an early age. For this reason, she wants her children to have a better life, and this motivates her to keep improving her life day after day.

Thanks to her desire to get ahead, she makes a living from selling motorcycle parts. She has been doing this for three years from her home. The business consists of selling motorcycle parts, such as: pumps, brake lights, accessories, ball bearings, tires, wheel rims, and seat covers.

The loan is for investing working capital into her business and stocking it with spare parts to sell so that in the not too distant future she can obtain better revenue. Carla is grateful for the help Kiva investors give to people of scant resources and poor countries like Nicaragua by giving them the opportunity of having decent work.
View original language description ↓
Carla de 36 años de edad, casada con tres hijos de 9, 17, 18 todos estudia. Es originaria de la Paz Centro. Lugar que está ubicado en la zona de occidente del país. La paz centro se caracteriza por sus comidas típica y bebida como el quesillo y el tiste. Carla es una persona que ha luchado duro en la vida, no pudo estudiar por falta de recursos económicos. La cual la obligo a trabajar desde temprana edad. Por tanto ella quiere para sus hijos un futuro mejor. Lo cual la motiva a superarse día a día.
Gracias a su ganas de superación es que tiene por actividad económica la venta de repuesto de moto, desde hace 3 anos que se dedica a dicha actividad ubicada en su casa de habitación. El negocio consisten en vender repuestos de moto como: bomba, estop, accesorios, balineras, neumáticos, llantas, forros de asiento. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta repuesto. Para que en un futuro no muy lejano obtener mejores ingresos. Carla agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para brindarles un medio de trabajo digno.

Previous Loan Details

Carla Vanesa is 33 years old and has a business offering motorcycle taxi services. She has been in this business for twenty years since it is much more favorable than renting a vehicle. This enables her to set a fixed price. Carla also knows how to sew and engages in this type of business. He... More from Carla Vanesa's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Carla Vanesa to invest working capital into her business and stock it with motorcycle parts, such as pumps, brake lights, accessories, ball bearings, tires, wheel rims, and seat covers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Feb 7, 2013
Currency Exchange Loss:
Jan 19, 2014