A loan of $1,000 helped invest in working capital and stock her cheese shop with products such as queso fresco ("fresh cheese"), queso quesillo ("soft cheese"), queso duro ("hard cheese"), queso asado ("grilled cheese"), and queso ahumado ("smoked cheese").


Ligia Maria's story

Ligia María is 25 years old, single, and without children. She is originally from León, which is located in the western part of the country. In her free time, she likes to have fun with her friends at the movie theater or doing some other healthy activity. Unfortunately, she couldn't go to college due to financial difficulties, but she would have liked to be some kind of professional. She was obliged from an early age to work helping her mother at her cheese shop.

Thanks to her spirit and her desire to get ahead, she has work in selling cheese. She became took over the business two years ago and is a street vendor. Ligia's daily routine includes working 8 hours a day offering her goods to customers (both new and regular). The business involves selling different types of cheese, including queso fresco ("fresh cheese"), queso quesillo ("soft cheese"), queso duro ("hard cheese"), queso asado ("grilled cheese"), and queso ahumado ("smoked cheese").

She needs this loan to invest in working capital and stock her business in order to raise her level of income in the not-to-distant future. Ligia María is thankful for the help that Kiva lenders offer those with limited resources and who live in poor countries such as Nicaragua so that they might have sources of legitimate work.

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Translated from Spanish by Kiva volunteer Patrick Bales



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