San Pablo Group
This loan will benefit small business owners such as Angélica. She says that this is the first time she is working with Pro Mujer, which she joined by invitation from a promoter of the institution who visited her at home. She has a business knitting gloves and leggings. She says that she learned about this business from her parents starting at the age of 12, so she has now been working for 16 years.
This loan will increase her working capital through the purchase of wool, which she will obtain from distributing companies. After making the products, she will sell them in the markets in the city of El Alto. This work allows her to generate income to maintain her household as much as she can. She is married with three children.
When asked what she likes about Pro Mujer, she answers that she likes the health workshops.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Angélica es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido de guantes y polainas; cuenta que este negocio lo aprendió desde la edad de 12 años (16 años de trabajo) aprendiendo este oficio de sus padres.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las empresas distribuidoras y posteriormente a la elaboración lo comercializará en las ferias de la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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