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Mirsa Elizabeth
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Ms. Mirsa is 30 years old and she lives in Sabana Grande, she is married and has two young children. Her husband works as a driver and provides income for home expenses. Ms. Mirsa sells clothes and cosmetics and has six years of experience in the business. She started her business with the help of her husband. She will use the loan as capital to buy clothes and vouge and zermat beauty products in order to offer a variety of products to her clients. In the future she hopes to increase sales and increase earnings, improving her quality of live, and to be able to give her children an education.

Translated from Spanish by Sandy Juárez, Kiva volunteer.

Doña Mirsa tiene 30 años de edad, habita en el barrio Sabana Grande, es casada y tiene dos hijos menores de edad, su esposo trabaja como chofer y aporta para los gastos del hogar, La Sra. Mirsa vende ropa y cosméticos, lleva seis años de experiencia, apoyada por su esposo comenzó este negocio. Con el préstamo que está solicitando es para capital de trabajo en la compra de productos zermat y vogue, ropa. Para ofrecer a sus clientes diversos productos. A futuro es incrementar ventas y tener mejores ganancias, mejorar su nivel de vida, brindarles educación a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Mirsa Elizabeth to buy clothing, shoes and beauty products.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 21, 2008
Jun 20, 2008
Currency Exchange Loss:
May 15, 2009