Kebeh is 32 years old and lives in the area of Paynesville South, one of the populous areas in Montserrado County. She is married and her husband is a teacher. They have an 11-year-old child who is in school and lives at home. For the past five years, she has been involved in the sales of red oil (palm oil) and charcoal in the local market. She make a lot of profit and has many customers. She is requesting a loan to purchase more red oil and charcoal for her business. She hopes to build a house.