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José Alfredo
View original language description ↓
Mr. Jose Alfredo Villareyna dedicates himself to farming in the municipality of Condega in the Estela department. He learned to farm when he was young which is the reason he acquired a lot of experience. Today, his multiple efforts are driven directly by his desire to provide for his family which is made up of his young son and his spouse.

The necessity which Jose Alfredo and his family are faced with is the need to invest in the cultivation of crops and specifically in the supplies for cultivation. This is the reason he has come to Ceprodel to obtain the necessary credit that will allow him to obtain these supplies to use them in his farming business. This will allow him to obtain an excellent harvest and to improve his and his family’s economic condition.

Translated from Spanish by Cindy M., Kiva Volunteer.

El señor José Alfredo Villareyna se dedica al negocio de agricultura el cual atiende en el municipio de Condega en el departamento de Estelí. Desde muy joven aprendió a trabajar en el negocio de agricultura y es por este motivo que adquirió basta experiencia, hoy en día sus múltiples esfuerzos se deben directamente para llevar el bienestar a su casa de habitación compuesta por su pequeño hijo y su cónyuge.

La necesidad que atraviesa el caballero José Alfredo y su familia es que necesita invertir en los cultivos específicamente en los insumos para los cultivos. Por este motivo es que acude a Ceprodel para obtener el crédito necesario que le permita obtener estos insumos para utilizarlos en su actividad agrícola y así obtener una excelente cosecha que le beneficie para mejorar su condición económica y la de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped José Alfredo purchase of farming supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 1, 2008
Jun 16, 2008
Currency Exchange Loss:
Jun 15, 2009