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Philomina Group
In this Group: Philomina, Leticia, Patience, Grace
This is a group made up of four women who sell wax print, vegetables and children's wear. They have been together for two years. They formed this group to enable them to access loans so that they can support their homes and take care of their children.

Philomina is a 26-year-old married lady and a mother of two children. She sells children's wear and has four years of working experience. This is her second loan with ID-Ghana. She repaid the previous loan successfully without any trouble. Now she needs an amount of GHS 500 to expand her business.

The group needs a total amount of GHS 1,800 to be able to buy goods and sell to customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,527,300
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Philomina Group's $950 loan helped a member to buy more children's wear and sell to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 10, 2013
Currency Exchange Loss:
Jul 17, 2013