A loan of $6,000 helped a member to buy a pattern machine, a small A/C unit and also renew her work area.

Parwin's Group's story

Parwin is a 42-year-old Iraqi woman. She is married and a mother of three children. With limited career options due to cultural restrictions and domestic constraints, Parwin is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Parwin has eight years experience with a small, home-based sewing and tailoring activity, a little business she tries to constantly improve. In the past, Parwin took a loan from Relief International-Microfinance Iraq, which she used for buying an over machine, some small furniture items and an iron with ironing board. Having successfully repaid the loan, she is now taking a new loan to further enhance her creativity options and also to improve her work conditions. She plans to buy a pattern machine and a small A/C unit and also to renew her work area.

Relief International - Microfinance Iraq offers group loans for clients unable to provide a guarantor and thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Parwin , Dilman , Chnwr

Loan details

Lenders and lending teams

Loan details