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Ms Sharifan is 48 years old. She is a married woman and a mother of four children. She has been successfully running a small general store for the last seven years at the corner of her house. Today, she has become famous in her community for running a store that provides perishables to many households. She counts a good client list and makes enough to bear the expenses of her family members. Her son also assists her in dealing with customers.

In order to purchase packs of biscuits, sweets, and sugar from the market at wholesale rates, she applied for a loan of Rs. 20000. She is in her 2nd loan cycle with good repayment history. She hopes to increase her net income and wishes to spend part of the profits on the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sharifan to purchase packs of biscuits, sweets, and sugar from the market at wholesale rates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 7, 2013
Currency Exchange Loss:
Feb 17, 2014