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Ms Resham is a 50-year-old married woman and a mother of one child. She has been successfully running a business of cloth trade in her area for the past two years. Due to her business, she has become famous in her community. Her husband is working as a laborer and earns insufficient income to support his family alone. She is motivated to provide for her family.

Resham has gradually improved her business with the support of Kashf Foundation. Currently, she has applied a loan of 25000 PKR to purchase cloth in different designs and colors, taking into account the tastes and choices of her customers. She is in her 5th loan cycle with good repayment history. She expects boost in her net income through her large sales and desires to spend part of the profits on the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 238
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Resham to purchase cloth in different designs and colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 7, 2013
Currency Exchange Loss:
Feb 17, 2014