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Update on Yaroslav

Yaroslav lives in the Western Ukrainian city of Khryst. He sells seasonal women's clothing - stockings, leggings, turtlenecks, jackets, and shirts - at a local market. Initially, it was difficult for him to start his business, but once Yaroslav established a product assortment, his business began to develop.

Yaroslav needs 20,000 griven in order to purchase shirts and jackets as well as leggings and stockings for the spring season. He plans to improve the living standard of his family and gradually expand his business while saving money for his childrens' education.
View original language description ↓
Ярослав живет в городе Хуст, Западная Украина. Он торгует на одном из местных рынков женской одеждой по сезону, а именно колготками, лосинами, гольфами, кофтами и блузами. Вначале трудно было начинать этот бизнес, но потом Ярослав наладил поставку товара и бизнес стал развиваться.
Ярославу понадобилась сумма в 20 000 гривен для того, чтобы закупить партию лосин и колгот для весеннего сезона, а также блузки и кофточки. Ярослав планирует улучшать условия проживания своей семьи и постепенно расширять бизнес, копя деньги на образование детей.

Previous Loan Details

Yaroslav is married. His wife's name is Inga, and they have two beautiful children. The family members have a good relationship among each other. Yaroslav has his own business. Previously, he was in Moscow for work, but got tired of being so far away from his family. Then, he invested his ea... More from Yaroslav's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Yaroslav to purchase a stock of shirts and jackets as well as leggings and stockings for spring.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 8, 2013
Currency Exchange Loss:
Nov 17, 2013