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Hai's Group
In this Group: Hai, Seng
A 61-year-old mother of five children, Hai is a citizen from Thbaung Khmum district of Kampong Cham province.

Hai grows rice on one hectare of farmland to earn income for her family, while her husband works as a village chief in the area. With 35 years’ experience in this business, she is able to earn up to 20,800 KHR per day.

Hai is a group leader, joining the second-cycle group consisting of two female members, including her. Hai’s first loan with VisionFund (Kiva’s partner) has enabled her to buy sufficient potash in order to boost her crop productivity on time.

This cycle, Hai and her co-borrower are seeking 1,000,000 KHR each. Hai will use her loan to lease an additional plot of farmland in order to grow cassava for extra income. She hopes to plant her cash crop seasonably and get a good output.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 90
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hai's Group's $525 loan helped a member to lease an additional plot of farmland to grow cassava.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2013
Mar 1, 2013
Currency Exchange Loss:
Dec 17, 2013