A loan of $2,425 helped to restart-up a poultry farm.


George's story

George is 62 years old. He lives in Khoni District, West Georgia, with his wife. His wife receives a retirement pension. George is leading his family's small-scale agricultural business. He runs a family-owned dairy farm, with two calves and a milk cow. George produces cheese and sells it in the village. In addition, he grows nuts and maize on the family-owned land, and he sells these crops seasonally. The income is not enough to provide George and his wife with normal living conditions. According to Credo estimations, the family belongs to the subsistence poor category. George has requested loans from local financial institutions several times, for a family business start-up, but without any success. His loan request was rejected every time, because of his low income and his family’s poor living conditions. George requested a loan from Credo to restart his family business, which was stopped a couple of years ago because of financial problems. His loan request was approved, as part of a new joint initiative of Kiva and Credo. The start-up loan program provides credit with fewer conditions, to the country's rural poor, for business start-ups and restart-ups. This population is often considered "high risk borrowers" because of low incomes, and they often do not have access to credit. With the credit, George will purchase chickens to restart a poultry farm. He will place the chickens in a shed located in their yard. He will raise them and sell them for a higher price. The new business initiative, financed with the Kiva loan, will significantly improve the living conditions of the family.



Loan details


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Loan details