A loan of $350 helped to buy additional items to sell, like shoes, belts, dresses and perfumes.


Ma. Emily's story

Ma. Emily is 47 years old, married, and has three children. She works hard to provide for her family. She runs a direct-selling business, selling Avon and MSE products, in the Philippines. She requested a PHP 14,000 loan through NWTF to buy additional items to sell, like shoes, belts, dresses and perfumes.

Ma. Emily has borrowed and repaid 13 loans from NWTF, before this loan. She has been running the direct-selling business for eight years, and she also earns an income from buying and selling charcoal and firewood.

Ma. Emily aspires to save enough money so she could afford to send her children to college.



Loan details


Lenders and lending teams



Loan details