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Rebecca is 59 years old and a widow with children. She is a resident of Bacoor, Cavite, Philippines. Along with her children, Rebecca manages her household while operating her variety store. She works hard to continually provide income for her family's everyday expenses.

In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for each item in the store. It is the place to go to buy a sachet of shampoo, 5 PHP of cooking oil, or an egg. Rebecca makes a profit through buying wholesale supplies and selling by the piece. Her regular customers are her neighbors and community members and she earns a minimum of 500 PHP in daily sales.

Rebecca is requesting a 12,000 PHP loan to buy groceries, toiletries, and beverages to expand her product inventory and continue her business. She expects an increase in her business income as she expands. In the future, Rebecca hopes to have a successful and happy life. She faithfully meets up with her co-fellowship* members weekly to share stories of her life and business and draw strength and inspiration from fellowship and studying the Word of God.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 383
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Rebecca to buy groceries, toiletries, and beverages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 6, 2013
Currency Exchange Loss:
Aug 17, 2013