A loan of $4,500 helped a member to replace her old sewing machine and to buy an over machine and nice, quality fabrics and raw materials for her sewing business.

Helen's Group's story

Helen is a young Iraqi woman and leader of Helen's Group. She is 23 years old and married. With limited career options due to cultural restrictions and domestic constraints, Helen is one of the many Iraqi women who are working from home, using their sewing skills to generate some income and participate in meeting the financial needs of their families.

Helen has five years' experience with sewing and tailoring and would like to improve the services she can offer to her customers. One of her priorities is to replace her old sewing machine with a newer model. To be able to do more creative jobs, she would also like to buy an over machine and nice, quality fabrics and raw materials to work with. To be able to make these purchases, she took a loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. Relief International Microfinance Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Helen, Zhian, Zhala

Loan details

Lenders and lending teams

Loan details