A loan of $2,400 helped a member to renew her work area to make her tailoring business more efficient.


Trefa's Group's story

Trefa is a 28-year-old Iraqi woman. She is a married mother of three children. With limited career options due to cultural restrictions and domestic constraints, Trefa is one of the many Iraqi woman who works from home. She uses her sewing skills to generate income and participate in helping to meet the financial needs of her family.

Trefa has six years of experience with her small, home-based sewing and tailoring business. She makes women's and children's dresses and other small fabric household items. She has been able to provide her customers with quality products, but she would like to improve her work conditions and renew her work area to make her business more efficient. This is why she is taking a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "group loans" for clients unable to provide a guarantor or apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Trefa , Nasik , Prsing



Loan details


Lenders and lending teams



Loan details