A loan of $700 helped to buy poultry birds and construct a dairy unit.


Doricah's story

Doricah lives in the Nyamira area of Kenya, which is a popular banana growing region. She has 4 children and has been doing this work for 20 years. Her primary income sources are milk, eggs, tea, crops and personal business. She will use the loan to construct a dairy unit and buy more poultry birds.

She stated what is most enjoyable about farming: "Returns!" Her biggest challenge is "finances." Animals on the farm have been given the names of "Ingombe."

Doricah was asked why she chose Juhudi Kilimo for this loan, to which she replied: "visitation by loan officers in groups and on the farm occasionally." She was also asked what was learned during Juhudi's required micro-finance training session: "The loaning process."

Her highest monthly expense is school fees. When asked "How will this loan benefit your family?", Doricah replied, "Increased family income."

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Doricah owns the following: "cow and poultry" but does not own "pig, pump, bicycle, motorcycle or automobile." Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household "mosquito net and TV" but does not have "electricity, solar power, running water, sewing machine or DVD player."

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.



Loan details


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Loan details